Figo is a fintech company, not a bank. Deposit account services are provided by Middlesex Federal Savings, F.A., Member FDIC. Physical debit cards are issued by Middlesex Federal Savings or Patriot Bank, N.A., Member FDIC; virtual cards are issued by Patriot Bank, pursuant to licenses from Mastercard® International Incorporated. Mastercard® is accepted everywhere Mastercard is recognized. Mastercard® is a registered trademark of Mastercard International Incorporated.Merchant Cash Advance services are provided by Figo Funding LLC. Figo is the marketing name for Figo Platform Inc. and its subsidiaries and affiliates. Figo Funding LLC is a wholly owned subsidiary of Figo Platform Inc. Merchant Cash Advance products and services are offered exclusively by Figo Funding LLC, not by Middlesex Federal Savings, F.A.The information and materials on this website, including the terms and conditions for access and use, are subject to change without notice. Not all products and services are available in all geographic areas. Your eligibility for specific products and services is determined and accepted by Figo.Effective January 1, 2024, Figo's third-party ATM fee reimbursements will be limited to $7 per month. Payments of invoices by card are generally processed within 48 hours.